Rates are subject to change at any time, by direction of Board of Directors.

*APY=Annual Percentage Yield

Rates are effective 1/1/2025

SHARE DRAFT
APY*DIVIDEND
0.00%0.00%
SHARES
APY*DIVIDEND
.10%.10%
CHRISTMAS CLUBS
APY*DIVIDEND
.10%.10%
IRAs
APY*DIVIDEND
.10%.10%

Rates are effective 1/1/2025

TIERED HI-YIELD
APY*DIVIDEND
$2,000-$19,999.991.26%1.25%
$20,000-$49,999.991.51%1.50%
$50,000 OR OVER1.76%1.75%

Rates are effective 1/1/2025

IRA & SHARE
CERTIFICATES
TERMAPY*DIVIDEND
6 MONTH3.55%3.50%
1 YEAR4.06%4.00%
2 YEAR3.55%3.50%
3 YEAR3.55%3.50%
4 YEAR3.55%3.50%
5 YEAR3.80%3.75%
YOUTH 0-18 YEARS OLD
VARIABLE RATE CERTIFICATE
TERMAPY*DIVIDEND
1 YEAR4.06%4.00%