We have the best credit card for your wallet!
Take charge with one of three great VISA cards from MFCU.
PLATINUM VISA WITH SCORECARD
- No Annual Fee
- 7.9% Annual Percentage Rate
- No Transaction Fees
- Scorecard Bonus Points
- Requires at least a 680 Credit Score
- Great card to consolidate high interest credit card debt
PLATINUM VISA
- No Annual Fee
- 8.9% or 10.9% Annual Percentage Rate
- No Transaction Fees
- Requires at least a 600 Credit Score
CREDIT BUILDING VISA
- No Annual Fee
- 8.9% Annual Percentage Rate
- No Transaction Fees
- No minimum credit score required
- Great card to help build credit as early as age 16
Click here for a VISA Credit Card application!
Click here for loan application requirements.
VISA CREDIT CARD INFORMATION
- MINIMUM MONTHLY REPAYMENT OF LOAN BALANCES:
Minimum monthly repayment will be the greater of 2% of the outstanding loan balance or $15.00.
- FINANCE CHARGE CALCULATION:
Finance charge calculations will be made using the grace period method. The cardholder will have a period of 25 days from the billing date to payment date to pay the new balance of purchases in full without incurring a finance charge.
- SECURITY REQUIREMENTS:
All parties applying for VISA must be members of the credit union. The maximum number of cards issued per joint user account shall be two.
- DEBT PROTECTION:
Debt Protection will be extended to VISA Accounts on a member pay basis.
- MISCELLANEOUS FEE:
NSF Check Fee and Late Payment Fee:
For balances of $.01 to $1,499.99 the fee will be $15.00
For balances $1,500.00 or greater the fee will be $30.00
Late Payment Fee: Up to $25.00
- SUSPENSION OF CREDIT LIMIT:
At the Credit Union’s discretion, for any reason deemed appropriate. An Adverse Action Notice will be sent to the member.
To find out information about the ScoreCard Rewards catalog, go to ScoreCardRewards.com or call 1-800-854-0790.
To access your VISA Credit Card account, go to EZCardInfo.com