Share Draft Accounts offer:
- No minimum balance required
- No monthly service charge
- ATM any day / any hour access to your accounts
- Easy transfer of funds between accounts
- Monthly statements available
- Online Bill Pay
- Debit Card
- Free E-Statements
- Courtesy Pay program
- Overdraft Protection Loan*
*Must qualify for the loan.
Teen Checking*
We are happy to announce that Teen Checking is available to members ages 13 to 17.*
Help your teen learn how to manage their money with a Teen Checking.
Features:
- Debit Card Only (no checks)
- No monthly service fee
- Free Mobile or Online Banking
- Text or Email Alerts
- Overdraft Protection
*13-15 year old must have a joint owner that is a member of MFCU in good standing and is 18 years old or older. 16 and 17 year old must have a joint owner 18 years old or older. Teen Checking cannot have checks issued or be part of the Courtesy Pay program.
Understanding Your Account Balance for Overdrafts
Your checking account has two kinds of balances: the “actual” balance and the “available” balance. We use your available balance when determining whether a transaction will cause your account to overdraw and for charging overdraft fees. You can review both balances when you review your account online, at an ATM, by phone or at a branch.
Reorder Bank A Count Checks Online