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Phone #: 231.722.7285
Routing #: 272483196
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Muskegon Federal Credit Union
  • Loans
    • Apply for a Loan
    • Loan Rates
    • First Mortgages
    • Line of Credit Loans
    • Recreational Vehicle Loans
    • Share Secured Loans
    • Signature Loans
    • Student Loans
    • Variable Rate HELOC
    • Vehicle Loans
    • VISA Credit Cards
  • Rates
    • Loan Rates
    • Return Rates
  • Accounts
    • How to Join
    • Return Rates
    • Share Savings Accounts
    • Share Draft Accounts
    • Share Certificates
    • Tiered Hi-Yield Accounts
    • Youth Savings Accounts
    • Individual Retirement Accounts (IRA)
    • Health Savings Accounts (HSA)
  • Services
    • ATM
    • ATM/Debit Cards
    • Bill Pay
    • Debit Card Round Up
    • Direct Deposit
    • E-Statements
    • Instant Deposit
    • Insurance Products
    • Items For Sale
    • It’s Me 247 Online Banking
    • Mobile App
    • Mobile Check Deposit
    • Mobile Texting
    • MVP Reward Program
    • Text Banking
    • Voice Response
  • Forms & Disclosures
    • Fee Schedule
    • Member Forms
    • Privacy Policy & Required Disclosures
  • About Us
    • ATM Locations
    • Careers
    • FAQ
    • Holiday Closings
    • Hours and Locations
    • Meet Management
    • MFCU History
    • Newsletters
  • Hours & Locations
  • Dedicated to Our Community
  • Fraud Center
    • Scam Alerts
    • Protect Your Identity
    • It’s Me 247 Online and Mobile Banking Best Practices
    • ID Theft Brochure
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Click here to apply for student loans! Learn More
We have the best credit card for your wallet! Interest rates as low as seven point nine percent. click for more information
Need a Mortgage? Call Lora Kroon at 616-292-2108
Save for retirement. We offer traditional IRA'S!
Spring into savings! Auto Loan rates as low as four point five zero percent. APR* equals annual percentage rate. Learn More.

Lauria

"This establishment sets the bar for Stellar customer service. I've been with these wonderful people for 15 years and I have nothing but thanks, gratitude and high praise. Loyal customer for life here!"

Andrea

"Best credit Union on the planet! If you're looking for one don't look other places you can't go wrong with them them. I've been on a member since I was a child and never looked back!"

Paul

"Wonderful! Wonderful! Wonderful everyone! They are awesome and dedicated to the service of the customers. They will assist you with all you want to do and financing. Check them out. Good to the Bone 🍗 for real."

Olivia

"I had a great experience at Muskegon Credit Union! Shannon was awesome, she helped me through the process and explained everything clearly."

Our Mission

"Muskegon Federal Credit Union is committed to providing you with innovative ways to meet your financial needs and responsibilities. We endeavor to maintain a strong financial status while providing a professional and friendly atmosphere."

Rates at a Glance

APR* as low as:
Vehicle Loans
4.50%
Variable Rate HELOC
7.50%
Credit Cards
7.90%

News & Information

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Xtend Shared Branching

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What’s New

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Quick Links

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MVP Reward Program

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Items For Sale

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Meet Management

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Copyright © 2025 Muskegon Federal Credit Union.

Unauthorized access or use of the website is not permitted and may constitute a crime punishable by law.

NMLS# 616346
*APR=Annual Percentage Rate

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please call (231) 722-7285 for assistance. All products and services available on this website are available at all Muskegon Federal credit Union full-service locations.

Muskegon Federal Credit Union, Credit Union, Muskegon, MI